Buy A Home in West Virginia

buy550Why Buy With Us?

Buying a home is likely the biggest investment you will ever make. So when you’re ready to make a move – whether it’s buying a new home in a different neighborhood or relocating your family to the Eastern Panhandle of West Virginia – you’ll want a trusted, experienced partner like an Team Dana & Monika to guide you through the home buying process.

Choosing an agent to represent you is a critical decision. Finding your dream home is really just the first step in the process. Your agent will help negotiate the best possible terms, deal with purchase agreements, counteroffers, inspections, closing matters and more.

Team Dana & Monika will be there to guide you through every step of the home buying process. We invest in our agents by offering technology, marketing and ongoing professional development, so they can, in turn, offer the very best to their clients. We have the knowledge and experience to help you through the process with as little stress as possible.



Pre-Approval

Before you start your home search, take this important step: Find out how much home you can afford. Knowing how much you can afford helps you focus your home search and saves you time.

It is critical in today’s tight lending market to talk to a lender and get pre-approved for a loan in the early stage of your home buying effort. Dana & Monika can help you identify a lender, or you can use your own, but it is a good idea to start these relationships as soon as possible. Having a pre-approval letter upfront will help you understand how much you can spend, and submitting the letter with a contract for a home makes your offer look stronger to the seller. Start this process early!

Make an Offer and Negotiate

When you’ve found the home of your dreams and it’s time to make an offer, Team Dana & Monika will advise you on all the details needed to make an offer, guide you through the process, handle the paperwork, carefully review that it reflects the terms you want, and present it on your behalf. The success of an offer depends on the basic laws of supply and demand: If many buyers are competing for homes, then sellers will likely get full-price offers and sometimes even more. If demand is weak, then offers below the asking price may be in order.
 Once you’ve made an offer, it doesn’t necessarily mean it’s final. The negotiating process is a back and forth communication that requires excellent skills, and a clear understanding of the all the terms is crucial. The seller may accept your offer, reject it or make a counteroffer. Because counteroffers are common (any change in an offer can be considered a “counteroffer”), it’s important for buyers to remain in close contact with Team Dana & Monika during the negotiation process so that any proposed changes can be quickly reviewed. Once you’ve agreed on a price, you’ll make an earnest money deposit, which is money that goes in escrow as a sign of good faith that you intend to purchase the property.

 

Home Inspection and Final Negotiations

Once the contract is agreed upon by the buyer and seller it is considered “ratified.” The contract will provide timeframe for you to complete inspections of the property before you are buy, typically 10 days. A home inspection safeguards you against unforeseen problems that could pop up down the road. A typical home inspection includes testing electrical and plumbing systems and appliances, and evaluating the home’s roof and exterior structure and foundation.

A similar but separate process is the appraisal. An appraiser will determine how much the house is really worth by comparing it to other similar homes on a number of features like lot size, square footage, etc. Your lender will order an appraisal of the home you intend to buy. You don’t have to be present. The lender normally sends a copy of the appraisal to the buyer.

 

Closing

Closing on a home means that the sale is complete, and all the terms and conditions of the purchase agreement have been met. Team Dana & Monika represent you and your best interests through the closing. We will confirm that all contract and amendment conditions have been met or completed and review a closing checklist; assist in scheduling and conducting your final walk-through prior to closing; review closing figures, and closing documents so you will know what to expect during the closing process; and, finally, attend the closing to answer any questions or deal with last-minute issues.

 

Move In

Grab some family and friends to carry in the furniture!

View Homes For Sale

We’ve created what we believe to be the best Search Tool available in the Eastern Panhandle of West Virginia. Use our site to get to know Eastern Panhandle Neighborhoods and the types of homes available. Through our search tool, you can sign up for new listing alerts to receive emails whenever a new listing matches your search criteria. We’ve found that when buyers use our site to search for homes they are much more educated about the market than those who don’t, and are able to make better decisions when it comes to making an offer.

 

View Our Buyers Closing Guide